About us

LHOYU International Finance Pvt. Ltd. (LIFPL) is India’s first AI-driven Non-Banking Financial Company (NBFC) based in Arunachal Pradesh. Founded in 2024, LIFPL is committed to transforming the financial landscape of underserved and remote regions by delivering fast, secure, and inclusive financial services.

Backed by cutting-edge AI/ML technology and a deep understanding of local needs, we offer a wide range of solutions — from personal and business loans to digital investment products. Our mission is to bridge financial gaps through responsible, tech-enabled lending while promoting economic empowerment across communities.

10.5 Cr

2024

Years of Established

Authorized Capital

Our services

LIFPL offers a diverse and inclusive range of financial products and services tailored for individuals, entrepreneurs, businesses, and institutions. These offerings combine traditional banking sensibilities with AI-powered fintech innovations to meet modern financial needs.

Retail Lending

Investment Product

Post-Jv Services

• Personal & Business Loans

• Asset-Backed Loans

• Working Capital Facilities

• Enquiry & Debt Instruments

• Portfolio Financing

• Short-Term Loans for EMD & Banker's Guarantee

• State Matching Share

• Priority Sector Lending

To become the leading AI-driven financial services provider in Northeast India, empowering communities with accessible, innovative, and sustainable financial solutions that drive economic growth and digital transformation..

• Regional Financial Leadership

• Technology-First Approach

• Sustainable Growth

To deliver personalized, efficient, and transparent financial services through cutting-edge AI technology, fostering financial inclusion, supporting entrepreneurship, and contributing to the socio-economic development of Arunachal Pradesh and beyond.

• Customer-Centric Solutions

• Digital Inclusion

• Community Development

DIRECTOR & PROMOTER

Mr Kumud Chandra Somowal

• Brings 40+ years of experience in commercial banking

• Specialist in financial structuring and governance

• Provides seasoned guidance to LIFPL’s board

Mr Aswini Saikia

DIRECTOR & PROMOTER

• Leads compliance and strategic planning

• Expertise in financial regulation and NBFC operations

• Over 20 years of experience in banking and credit appraisal

Mrs. Meena Gyadi

MANAGING DIRECTOR & PROMOTER

• A dynamic leader with a science background

• Known for strategic financial leadership

• Drives innovation and inclusive fintech vision at LIFPL

Our office

Address

LHOYU International Finance Pvt. Ltd. (LIFPL)
Papumpare District, Itanagar,
Arunachal Pradesh – India

Hours

9am - 6pm